You’re Working Hard. You’re Earning Good Money.
So Why Does Your Financial Future Still Feel Like a Guessing Game?
You’ve done what you were supposed to do. Got the degree. Built the career. Started putting money into your 401(k) and retirement savings.
And yet… something doesn’t add up.
You watch CNBC or scroll through financial headlines and walk away more confused than when you started. Your retirement planning feels like guesswork. Your advisor sends a quarterly statement full of charts you didn’t ask for. And every other week, some talking head on TV tells you the economy is either fine or about to implode—with zero middle ground.
If you’re a Gen Xer or Millennial who wants to protect your money and build real financial security, but you have this nagging sense that mainstream financial advice isn’t designed to help you—you’re not wrong.
That’s exactly why I built Coast 2 Coast Financial.
I’m Chad Walker. I’m a CPA Who Got Mad.
Not “wild-eyed conspiracy” mad. More like “I’m a trained accountant who followed all the mainstream financial advice and still ended up over $200,000 in debt” mad.
That was back in 2013. I had a Big 4 accounting background (KPMG and Deloitte), an MBA, a six-figure income, and a negative net worth. The investment advice I’d been following—from all the sources you’re supposed to trust—wasn’t working. It was designed to keep Wall Street profitable, not help me achieve financial freedom.
So I started looking elsewhere. I spent years reading independent financial research, studying market cycles, and connecting the dots with my CPA training. Within a few years, I went from $200,000 in debt to over $500,000 in net worth. Today, more than a decade later, I’m a CFO with over 20 years of professional experience, and I’ve built a level of financial security I once thought was impossible.
Not because I’m smarter than you. Because I stopped listening to mainstream media financial advice and started understanding cycles.
Almost 10 Years of Calling the Big Moves
I’ve been publishing financial education content since 2016. My first book, Gen X & Millennials: Protect Your Money and Prosper, recommended gold when it was hovering around $1,000 an ounce. As I write this in early 2026, gold is approaching $5,000—nearly 5x returns for those who followed that investing advice.
Since then, I’ve expanded into Bitcoin and cryptocurrency analysis. I predicted the Bitcoin cycle top in October–December 2025 back in December 2023. I called key turning points throughout 2024 and 2025 using Gann analysis and Elliott Wave Theory. Were my calls perfect? No. Were the dates and the big picture right? You can go read them for yourself.
That track record—built over nearly a decade of published, time-stamped content—is why readers keep coming back.
What I Do Now
Through Coast 2 Coast Financial and my CPA Gone Mad brand, I publish:
– A monthly newsletter covering macro markets, Bitcoin and crypto cycle analysis, the dollar, gold, and what it all means for your retirement savings and long-term wealth building.
– Weekly blog posts with real-time market updates—where I tell you what I’m actually doing with my money, not what some algorithm wants you to click on.
– My book, Protect Your Money and Prosper, which lays the foundation for understanding why hard assets like gold are essential for financial security in today’s world.
I don’t manage your money. I don’t sell products for Wall Street. I charge just enough to keep this running because I genuinely believe financial education should be accessible to everyone—and that by teaching you, I learn more myself. This is a journey we’re on together toward financial freedom.
What’s Coming Next
My follow-up book, Accelerate Your Money and Prosper, is in the works. If Protect Your Money and Prosper gave you the shield (gold), this new book hands you the engine (Bitcoin and cryptocurrency). It covers everything from blockchain basics to crypto cycle timing to why I believe Bitcoin represents a once-in-a-generation wealth-building opportunity.
It’s drafted, it’s being finalized, and it’s coming soon.
Join Me
If you’re tired of guessing, tired of feeling behind, and ready for honest investment advice from someone who actually puts their money where their mouth is—start here.
Pick up a copy of Gen X & Millennials: Protect Your Money and Prosper. Sign up for the CPA Gone Mad newsletter. And let’s go on this journey to financial freedom together.
To your health, wealth, and personal freedom.
Chad A. Walker, CPA, MBA
Chad A. Walker, CPA, MBA
